Benefits of Prescription Drug Plans

When you enroll into Medicare you don’t automatically get prescription drug coverage.

Original Medicare Parts A and B don’t include prescription drug coverage, that’s why almost every senior has a prescription drug plan (either Medicare Part D or a Medicare Advantage plan). Getting your medication at little to no cost is important for living a healthier life as you age. Each plan includes coverage for thousands of commonly used generic and brand name prescription drugs, but offer slightly different coverage and drug lists. Here are some of the benefits that a prescription drug plan has to offer:

• Great value and coverage for most commonly used prescription drugs.
• Low annual deductibles.
• Drug list includes most generic drugs and commonly used brand name drugs.
• You pay no more than 58% of the total cost for generic drugs or 45% of the total cost for brand name drugs, for any drug tier during the coverage gap.
• Copays as low as $0